Digital Financial Services Pricing
Overview
Disclaimer: The pricing data in this database are intended to provide our best estimate of officially disclosed Digital Financial Services (DFS) fees and charges at specific points in time. This data relies wholly on information provided on DFS providers’ websites and is collected using an AI-assisted tool, which may introduce errors or omissions despite quality checks. IPA makes no warranty, expressed or implied, regarding the accuracy, completeness, or reliability of the data.
Innovations for Poverty Action’s Digital Financial Services Pricing Project provides monthly data on the prices digital finance providers list on their website for common domestic transactions, including cash-in, cash-out, transfers, and payments. This work is part of IPA’s Consumer Protection Research Initiative.
Costs are a leading driver of take-up and usage of digital financial services (DFS), yet little work has been done to measure these costs systematically. The DFS Pricing Project seeks to fill this gap by conducting an automated collection of DFS pricing across 18 low- and middle-income countries. When possible, we separate provider fees from government taxes.
Data Visualization
Prices by Country and Transaction Type
The visualization shows the price of each transaction type we measure by country.
Pricing Trends Over Time
The visualization shows changes in average prices over time, separated by country and transaction type.
Within-Country Pricing
This visualization shows entire price schedules for each provider in a selected country and for a selected transaction type.
Pricing Transparency
This visualization shows, for each country and transaction type, the share of providers with available, missing or ambiguous fee information.